See How Flash Can Support Your Business
Streamline Operations and Scale Faster
Accept payments for business needs
Accept card, VA, and e-wallet, and enable QRIS across your outlets to streamline transactions.
Manage cash flow easily
Automate fund disbursement to vendors or customers for more secure financial operations.
Work with Flash for customised solutions
Retain payment ownership with branded solutions and integrate biller networks on a single platform.
E-commerce
platforms
Ideal for businesses looking to optimize payment processing.
Fintech
Startups
Perfect for financial companies needing scalable and secure payment solutions.
SMEs &
Enterprises
Tailored for large organizations requiring efficient and automated billing.
Accept payments and manage finances easily
Accept payments for business needs
Accept card, VA, and e-wallet, and enable QRIS across your outlets to streamline transactions.
Manage cash flow easily
Automate fund disbursement to vendors or customers for more secure financial operations.
Work with Flash for customised solutions
Retain payment ownership with branded solutions and integrate biller networks on a single platform.
Online
sellers
Perfect for businesses looking to payment processing and manage digital sales.
Individual
Freelancers
Ideal for individuals seeking easy payment acceptance and financial management.
Digital service
providers
Tailored for those offering digital products and services with payment solutions.
Explore the functionalities
Specialized Use Case
Subscription Billing Systems
Automate recurring payments for seamless subscription management.
Agent-Based Utility Payment Networks
Enable utility bill payments through agent networks nationwide.
Payout Solutions For Loan Rewards
Disburse loan rewards quickly and securely to customers.
PayLater Support for Online Stores
Offer flexible PayLater options to increase merchant sales.
Case Studies
Explore the functionalities designed to make your business transactions seamless, secure, and smart.
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Transforming Minimarkets into Community Digital Service Centers
Alfamart and Indomaret, as Indonesia's largest minimarket networks, are adapting to the digital era by offering digital services such as bill payments and digital products.
Challenge
Despite having extensive networks, both minimarkets needed technology partners who could provide secure and fast payment infrastructure for various digital services.
Solution
Flash provides integrated solutions as a Payment Gateway and Biller Aggregator, including:
- Biller System Integration: Easy access to various digital services.
- White-Label Services: Backend system customization with respective branding.
- Fast & Secure Payments: Cash and non-cash payments at checkout.
- Automated Reports: Transaction reconciliation and management.
- Technical Support: Assistance from implementation through operations.
Result
This collaboration enables customers to purchase digital products and pay bills at Alfamart and Indomaret, resulting in:
- Increased store traffic and engagement.
- Product diversification and increased profit margins.
- Service access in remote areas.
- Brand positioning as modern digital service centers.
Conclusion
This partnership demonstrates how payment gateway technology can drive digital transformation in Indonesia's largest physical retail businesses.
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Digitizing Payments at Warteg with QRIS
Warteg, which has traditionally relied on cash payments, is beginning to consider using QRIS along with increasing digital wallet adoption and government push for non-cash transactions.
Challenge
- Limited Technology Knowledge: Warteg owners and employees are not yet familiar with digital technology.
- Cash Payment Issues: Difficulties in providing change and counterfeit money risks.
- Competition with Modern Culinary: Many fast-food restaurants already use digital payments.
- Manual Reconciliation: Manual income recording prone to errors.
Solution
Flash Mobile provides QRIS solutions with:
- Easy online QRIS registration.
- Transaction reports in dashboard format or downloadable app from Play Store.
- Fee sharing for transactions.
Result
The tangible impacts of this collaboration include:
- Increased digital payment access.
- More organized transaction recording.
- Enhanced warteg credibility and professionalism.
Conclusion
This partnership shows how payment technology can help traditional businesses like warteg transform into the digital realm.
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Fast and Secure Digital Payment Solutions for Transportation Services
KAI Access, the official ticketing app of PT Kereta Api Indonesia, needs fast, secure, and integrated payment solutions. Flash Mobile supports their digital payment system.
Challenge
- Multiple payment methods requested by users.
- Need for stable and real-time payment systems.
- High scalability to handle transaction surges during high season.
- Automatic synchronization between transactions and backend systems.
Solution
As a Payment Gateway, Flash Mobile delivers integrated solutions to help and support KAI Access with various payment methods and provides high performance with maximum stability:
- Payment System Integration: Providing access to various digital services through a single integration point.
- Payment Services: Backend system and interface can be customized with each minimarket's branding.
- Fast & Secure Payment Process: Supporting both cash and non-cash payments directly at checkout.
- Automated Reports & Reconciliation: Simplifying daily transaction management from all outlets.
Result
Flash Mobile simplifies the KAI Access payment experience:
- Fast and seamless transactions.
- Real-time payment notifications.
- Guaranteed transaction security.
- Increased operational efficiency.
- Ready to handle thousands of transactions per second
Conclusion
The collaboration between Flash Mobile and KAI Access demonstrates the importance of fast, secure, and flexible payment solutions for large-scale digital services. Flash Mobile helps KAI Access:
- Improve user convenience.
- Speed up transactions.
- Optimize operational efficiency.
- Handle transaction surges stably.